Employee benefits guidance for the Monterey Bay

Expert guidance for employee benefits, group health insurance, and individual planning-serving Monterey Bay businesses and families for over 30 years.

Request a Benefits Review Talk to a Broker
30+ Years • Monterey-Based • Group Benefits Experts • Individual Life & Disability

Independent Insurance Guidance for California Employers & Families

Carmel Bay Group is a well-established boutique insurance agency specializing in group health and employee benefits for employers and small businesses.

In addition to plan design, we support our clients with day-to-day administration, compliance guidance, executive benefits, and individual planning solutions such as life insurance, disability, annuities, and long-term care.

How We Help

hospital (2)

Group Health & Medical

Medical, dental, and vision benefits for teams of 10+ employees.

refresh

Easy BOR Switch

Keep your plan, elevate your support at no cost

icons8-user-male-64

Individual Planning

Life, disability, and long-term care planning for individuals and families.

checkmark

HR & Compliance Support

COBRA and ACA compliance help from experienced local brokers.

View All Employer Services →

Trusted by

Businesses, nonprofits, and professional firms across California

W

West Coast Law Firm

“They’ve been a tremendous help to our company.”

– Sarah M.

M

Monterey Arts Council

“Always proactive and reliable.”

– David T.

C

Cypress Manufacturing

“Great support-year after year.”

– Lisa R.

See all reviews on Google →

Ready to improve your benefits?

Request a Benefits Review Talk to a Broker
Scroll to Top